Job Title: Orange Money AML/CFT Analyst

Supervisor: AML/CFT Specialist

Job purpose

The AML/CFT (Anti-Money Laundering and Countering the Financing of Terrorism) Analyst is responsible for monitoring, detecting, investigating, and reporting suspicious financial activities to ensure compliance with applicable AML/CFT laws, regulations and internal policies. The analyst supports the organization's efforts to mitigate financial crime risks and protect its reputation.

Key responsibilities

• Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews for new and existing customers.
• Perform customer risk assessments and assign appropriate AML/CFT risk ratings based on established methodologies.
• Review and analyze customer information, source of funds, source of wealth, and beneficial ownership structures
• Monitor customer transactions and investigate unusual or suspicious activities.
• Escalate potential Money Laundering, Terrorist Financing, or Proliferation Financing risks to the AML/CFT Specialist for further action.
• Support sanctions, Politically Exposed Persons (PEP), adverse media, and watchlist screening processes.
• Ensure customer records and due diligence documentation are complete, accurate, and up to date.
• Assist in the preparation of regulatory reports and internal management reports
• related to AML/CFT compliance.
• Maintain compliance with internal policies, regulatory requirements, and international AML/CFT standards.
• Participate in periodic reviews of customer profiles and risk classifications.
• Support the development and enhancement of AML/CFT risk assessment tools, scorecards, and procedures.
• Collaborate with business units and other stakeholders to ensure effective implementation of AML/CFT controls.
• Stay informed of emerging financial crime risks, regulatory developments, and industry best practices.
• Provide guidance and awareness to business teams on AML/CFT and due diligence requirements.

Preferred Skills and Attributes

• Sound knowledge of AML/CFT laws, regulations, and industry best practices.
• Understanding of Know Your Customer (KYC), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) processes.
• Strong investigative, analytical, and problem-solving skills.
• Proficiency in Microsoft Office applications, particularly Excel and Word; experience with AML transaction monitoring systems is an added advantage.
• Excellent report writing and documentation skills.

• Ability to interpret and apply regulatory requirements and internal policies.

Personal Attributes

• High level of integrity, professionalism, and ethical conduct.
• Strong attention to detail and accuracy.
• Good communication and interpersonal skills.
• Ability to work independently and collaboratively within a team.
• Strong organizational and time management skills, with the ability to manage multiple priorities and meet deadlines.
• Proactive, adaptable, and committed to continuous learning and improvement.
• Demonstrates sound judgment and the confidence to escalate potential compliance concerns when necessary.

Required qualifications and experience

• Master's degree in finance, Accounting, Business Administration, Criminology or related field
• Professional certifications such as CAMS (Certified Anti-Money Laundering Specialist) or ICA AML are an advantage.

2–5 years of experience in AML/CFT, Compliance, Risk Management, or Financial Crime investigations

Minimum of two (2) years of relevant work experience, preferably in a financial institution, with exposure to AML/CFT compliance, KYC/CDD processes, transaction monitoring and financial crime risk management.

Data Protection Notice

Orange Botswana processes applicant data for recruitment purposes based on legitimate interest and pre – contractual necessity. This processing is carried out in accordance with the Data Protection Act, 2024.